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Getting Ready for Medicare

Getting Ready for Medicare

Getting Ready for Medicare

 

If you are turning 65 or retiring, it’s important to start thinking about Medicare. You want the right type of Medicare insurance plan to cover your most important and probable healthcare needs.

Medicare is a federally administered insurance program for people 65 and older that helps pay for health care expenses with a unique benefit stru

 

If you are turning 65 or retiring, it’s important to start thinking about Medicare. You want the right type of Medicare insurance plan to cover your most important and probable healthcare needs.

Medicare is a federally administered insurance program for people 65 and older that helps pay for health care expenses with a unique benefit structure. Medicare is also available to people under 65 with certain disabilities.

You can sign up for Medicare benefits as early as 3 months prior to your 65th birthday.

Medicare plans

Medicare Insights

Getting Ready for Medicare

Getting Ready for Medicare

Explore various Medicare plans—original, advantage, and supplement options—along with other health insurance options to determine what best fits your family's health needs. Consider consulting a Medicare insurance agent for personalized assistance.

Medicare-Husband and Wife in kitchen

Medicare Plan Match

Getting Ready for Medicare

Medicare Plan Match

We assist you in comparing top health insurance options locally, including Medicare plans, to find the best fit for your family. Our knowledgeable Medicare insurance agents are here to guide you through the process.

Medicare 101

Medicare Part A (Hospital)

Medicare Part C (Medicare Advantage)

Medicare Part A (Hospital)

Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home healthcare services. 

Medicare Part B (Medical)

Medicare Part C (Medicare Advantage)

Medicare Part A (Hospital)

 Covers certain doctors’ services, outpatient care, medical supplies, and preventive services.
 

Medicare Part C (Medicare Advantage)

Medicare Part C (Medicare Advantage)

Medicare Part C (Medicare Advantage)

 

Also called Medicare Part C, these plans combine the benefits of Original Medicare (Part A and Part B) into a single plan with additional coverage, like dental, vision, hearing, wellness, and more.  

Medicare Supplement

Medicare Part D (Drug Coverage)

Medicare Part C (Medicare Advantage)

 Medicare Supplement, or Medigap, bridges the coverage gap left by Original Medicare (Part A and Part B) and covers costs like deductibles, copayments, and coinsurance.  

Medicare Part D (Drug Coverage)

Medicare Part D (Drug Coverage)

Medicare Part D (Drug Coverage)

 

Medicare Part D Prescription Drug Plans (PDP) can be purchased with a Medicare Supplement plan and Medicare Advantage plans to provide prescription drug coverage as

part of the plan.

Medicare Dental & Vision Plans

Medicare Part D (Drug Coverage)

Medicare Part D (Drug Coverage)

 Dental and vision plans are additional supplemental products beneficiaries can purchase (as standalone or part of Medicare Advantage) since they are not included in Original Medicare (Part A and Part B) coverage. 

Original Medicare

Hospital Indemnity Plans

Hospital Indemnity Plans

 Original Medicare is a fee-for-service health plan that has two parts: Part A (Hospital) and Part B (Medical). After you pay a deductible, Medicare pays its share of the Medicare-approved amount, and you pay your share (coinsurance and deductibles). 

Hospital Indemnity Plans

Hospital Indemnity Plans

Hospital Indemnity Plans

 A hospital stay can be expensive and can happen at any time. Even with medical coverage, out-of-pocket expenses can add up quickly. How can Hospital Indemnity Insurance help you?

  • Pays the specific fixed benefit dollar amount you selected when applying if you have a covered hospitalization resulting from a covered injury or illness, regardless of the amount charged by providers.
  • There are no restrictions on how you can spend the money.

Final Expense

Hospital Indemnity Plans

Final Expense

 

An unavoidable part of life is that we will all face end-of-life expenses. Today, the average cost of a traditional funeral and burial can easily exceed $8,000 to $10,000, leaving many grieving families with an unexpected financial burden.

Final expense insurance is a small, affordable permanent life insurance policy designed specifically to cover end-of-life costs. It gives your family the immediate funds they need to honor your memory without having to worry about how to pay for it or wait for other life insurance $ to come in.